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Guaranteed Income Builder®

A deferred income annuity can help clients feel confident about their future, knowing they have:

  • Reliable, pension-like income
  • Protection from market volatility
  • Flexible income payment options

How It Works

Reliable, pension-like income

A deferred income annuity like Brighthouse Guaranteed Income Builder can guarantee future lifetime income for clients.1 It can be used to supplement and diversify other retirement income sources. Clients also have the option to fund their annuity all at once or gradually over time.

Protection from market volatility

Income payments are not tied to the market, which means there’s no risk of decreasing payments due to market downturns.

Flexible income payment options

At contract issue, you'll know how much annual income your client, or your client and their spouse, will receive each year for life. They can also make changes such as moving their income start date or removing some or all of their funds if they decide not to take lifetime income payments.2

Product Video

Plan for Future Income Needs

See the benefits of a deferred annuity like Brighthouse Guaranteed Income Builder.

Resources

Explore these resources and product materials to help you have deeper conversations with your clients.

Additional Information

1 Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

2 The Cash Out Option is an optional feature that must be elected at contract issue and subject to Internal Revenue Code limitations. The Cash Out Option is not available in all states. Not available for a Qualifying Longevity Annuity Contract (QLAC). Lifetime income payments will be lower with this option than they would be without it.

The Brighthouse Guaranteed Income Builder deferred income annuity is an insurance product and not insured by the FDIC, the NCUSIF, or any other government agency, nor is it guaranteed by, or the obligation of, the financial institution that sells it. All contract guarantees and annuity payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability and financial strength of the issuing insurance company. Similarly, the issuing insurance company does not back the financial strength of the broker/dealer or any of its affiliates.

The Brighthouse Guaranteed Income Builder® deferred income annuity is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277, on Policy Form 6-1000-1 (05/14) (“Brighthouse Financial”). Product availability and features may vary by state or firm. This product is not available in New York.